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Tailored strategies to help you manage wealth, reduce debt, and achieve financial security
Infinity Banking
Is this right for you?
Unlock the potential of your finances with Infinity Banking at BCIS. Our approach helps you grow wealth, eliminate debt, and create a tax-free income stream using a powerful financial strategy.
Take control of your financial future with a system designed to work for you, not against you.
People Are Building Generational Wealth With This Under-Utilized Policy
IULs Reduce People’s Biggest Fears
Indexed Universal Life Insurance has exploded from a little-known, niche product to one of the fastest growing wealth building tools. Here’s why:
People fear they’ll die prematurely and leave their families in a poor financial position. They also fear living too long and running out of savings. Indexed Universal Life insurance helps with both because IULs offer a death-benefit and the ability to loan cash in the policy to yourself later in life. The death-benefit portion is pretty straightforward. Let’s say your policy has a $1,000,000 death benefit. When you pass, that $1,000,000 is paid, tax-free, to your beneficiary.
It’s the cash-value component of these policies that has caused them to explode in popularity. More specifically it’s the following:
Protection From Down Markets
Funds in these policies can participate in market gains via performance of an index, such as the S&P 500, up to a cap, while being insulated from market losses, because there is usually a floor of 0% returns.
Access To Money
You can typically access the money in an active policy tax-free, while you’re alive.
Generational Wealth Building
When you pass away, the funds accumulated in your policy can be paid to your beneficiary.
Surprising Growth Potential
You could build a surprising amount of cash-value.
What is Velocity Banking?
Is this right for you?
Accelerate your path to financial freedom with Velocity Banking at BCIS. This powerful strategy helps you pay off debts faster, reduce interest costs, and build wealth by leveraging your income and financial resources.
Take charge of your finances and achieve your goals more quickly with our expert guidance.
You Could Become Your Own Bank
Need money for retirement?
Your IUL could help.
Want a way to fund your kid’s college tuition?
IULs can be great for that.
Want to focus on building generational wealth for your family?
People have used IULs for that for decades.
Because you can loan the cash in the policy to yourself, you can effectively become your own bank. And because you’re the bank, you don’t need to give a reason for the loan and you can even decide when or if you want to pay the loan back. (If you don’t pay it back while you’re alive, the outstanding balance is simply deducted from what your beneficiaries get). All of this is why IULs are exploding in popularity.
There is no other single financial tool that can protect your family, protect you against market volatility, reduce your taxes later in life, and give you the flexibility that comes from having a pool of funds you could tap into.
Speak to a specialist
Credit Repair
Take control of your financial health with our new Credit Repair service at BCIS. We help you rebuild and improve your credit score by identifying errors, negotiating with creditors, and offering personalized strategies for long-term success.
Start your journey to better credit today and open doors to more financial opportunities
